Bank, spend, and earn bitcoin. All in one app.

Spend with the debit or credit card, pay bills, buy gift cards, or purchase bitcoin directly.

Download the app

A person in a yellow jacket leaping through a wildflower field, with Fold purchase cards showing bitcoin rewards, like an $82.56 Instacart order earning 4,906 sats

InstacartToday

$82.5600123456789,,001234567890012345678900123456789 sats

NikeToday

$68.2400123456789,,001234567890012345678900123456789 sats

SouthwestToday

$847.230012345678900123456789,,001234567890012345678900123456789 sats

AmazonToday

$183.420012345678900123456789,,001234567890012345678900123456789 sats

Papa JohnsToday

$24.5800123456789,,001234567890012345678900123456789 sats

AirbnbToday

$421.340012345678900123456789,,001234567890012345678900123456789 sats

Banking that earns bitcoin. Simple as that.

DEBIT CARD

Earn bitcoin on every purchase

Use the Fold Visa debit card anywhere Visa is accepted. Earn bitcoin on every purchase, bill payment, and direct deposit automatically. No trading. No extra steps.

Download the app

Fold app notification: payment made in bitcoin earns an extra 0.5% back this month

CREDIT CARD

Unlock up to 5%* back in bitcoin on every swipe

The Fold bitcoin credit card turns everyday spending into a growing bitcoin stack. Flat-rate rewards, no rotating categories, no confusing rules. All managed in the Fold app.

Learn more

GIFT CARDS

Stack boosted rewards on your favorite brands

Shop Amazon, DoorDash, Airbnb, Uber, Instacart, and hundreds more. Get higher bitcoin rewards than a standard card swipe, instantly delivered inside the app.

Download the app

BITCOIN

Build your bitcoin stack

Buy bitcoin directly in the Fold app. Set up automatic recurring purchases, round up spare change, and hold it securely with $250M+ in institutional insurance through BitGo.

Download the app

Bitcoin balance of $110,732.85 with a rising price chart in the Fold app

Everything your money should be doing.

Spend, save, give, and grow. All while earning bitcoin.

Fold users have earned 72,528,285,590 satssince launching in 2019

That’s $83,395,176.86 in savings protected from inflation.

72 billion sats earned. Real people. Real results.

From longtime bitcoiners to people who had never bought bitcoin before downloading Fold.

$3.1BTransactions processed

$83MBitcoin rewards distributed

72B+Sats earned by members

Sign upDownload the app

Fold app reviews

@MattLuongo
“Just paid for snacks at AMC with Fold and got 5% back! Very cool”
@iphoneusrNY
“The support team handled my issues very well with prompt response. I am able to continue using [Fold], taking advantage of all the benefits it provides.”
@Vint__age
“Very nice the new app. Much simpler to see my info. Feels less busy... and thank you for finally adding search”
@BigBookWerm
“Initially, I was skeptical about the app… I started with a low amount… Over time I started depositing more and more money to pay myself and get Satoshis as a reward.”
@DH
“Honestly pretty dope for just general banking in general. Continue to build out a pretty solid system with added features pretty often.”
@Jolly1575
“Been using their card and app for a few months now. Everything works great. Needed customer support a few times and always had a quick friendly response that solved any issue.”
@MattLuongo
“Just paid for snacks at AMC with Fold and got 5% back! Very cool”
@iphoneusrNY
“The support team handled my issues very well with prompt response. I am able to continue using [Fold], taking advantage of all the benefits it provides.”
@Vint__age
“Very nice the new app. Much simpler to see my info. Feels less busy... and thank you for finally adding search”
@BigBookWerm
“Initially, I was skeptical about the app… I started with a low amount… Over time I started depositing more and more money to pay myself and get Satoshis as a reward.”
@DH
“Honestly pretty dope for just general banking in general. Continue to build out a pretty solid system with added features pretty often.”
@Jolly1575
“Been using their card and app for a few months now. Everything works great. Needed customer support a few times and always had a quick friendly response that solved any issue.”
@MattLuongo
“Just paid for snacks at AMC with Fold and got 5% back! Very cool”
@iphoneusrNY
“The support team handled my issues very well with prompt response. I am able to continue using [Fold], taking advantage of all the benefits it provides.”
@Vint__age
“Very nice the new app. Much simpler to see my info. Feels less busy... and thank you for finally adding search”
@BigBookWerm
“Initially, I was skeptical about the app… I started with a low amount… Over time I started depositing more and more money to pay myself and get Satoshis as a reward.”
@DH
“Honestly pretty dope for just general banking in general. Continue to build out a pretty solid system with added features pretty often.”
@Jolly1575
“Been using their card and app for a few months now. Everything works great. Needed customer support a few times and always had a quick friendly response that solved any issue.”
@MattLuongo
“Just paid for snacks at AMC with Fold and got 5% back! Very cool”
@iphoneusrNY
“The support team handled my issues very well with prompt response. I am able to continue using [Fold], taking advantage of all the benefits it provides.”
@Vint__age
“Very nice the new app. Much simpler to see my info. Feels less busy... and thank you for finally adding search”
@BigBookWerm
“Initially, I was skeptical about the app… I started with a low amount… Over time I started depositing more and more money to pay myself and get Satoshis as a reward.”
@DH
“Honestly pretty dope for just general banking in general. Continue to build out a pretty solid system with added features pretty often.”
@Jolly1575
“Been using their card and app for a few months now. Everything works great. Needed customer support a few times and always had a quick friendly response that solved any issue.”
@MattLuongo
“Just paid for snacks at AMC with Fold and got 5% back! Very cool”
@iphoneusrNY
“The support team handled my issues very well with prompt response. I am able to continue using [Fold], taking advantage of all the benefits it provides.”
@Vint__age
“Very nice the new app. Much simpler to see my info. Feels less busy... and thank you for finally adding search”
@BigBookWerm
“Initially, I was skeptical about the app… I started with a low amount… Over time I started depositing more and more money to pay myself and get Satoshis as a reward.”
@DH
“Honestly pretty dope for just general banking in general. Continue to build out a pretty solid system with added features pretty often.”
@Jolly1575
“Been using their card and app for a few months now. Everything works great. Needed customer support a few times and always had a quick friendly response that solved any issue.”

Visa-backed
Bitcoin secured by BitGo
Available in the U.S.

Start earning bitcoin on what you already spend.

Download the Fold app, set up your account, and use your card like normal. Your bitcoin balance takes care of itself.